Disclaimer

Last updated: April 1, 2026

General Information Only

The information provided on lakayfinance.com and through our services is for general informational and educational purposes only. It is not intended as, and should not be construed as, legal, financial, tax, accounting, or investment advice. Always consult with a qualified professional before making decisions about your specific situation.

Not a Law Firm or Accounting Firm

JRICKSS Financial Services LLC is not a law firm and does not provide legal representation. Our immigration consulting services involve document preparation and guidance, not legal advice. For legal matters, we work with and can refer you to licensed attorneys. Our tax preparation services are performed by qualified tax preparers including an IRS Enrolled Agent, but we are not a CPA firm. For complex accounting matters, we recommend consulting with a licensed CPA.

No Guarantee of Results

While we strive to provide accurate and helpful information and services, we cannot guarantee specific results. Credit repair results vary depending on individual circumstances. Tax refund amounts depend on your specific financial situation. Real estate transactions involve market conditions beyond our control. Insurance coverage and pricing depend on individual underwriting factors.

Third-Party Tools and Links

Our website may include links to third-party websites, tools, and services. These are provided for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. Use of third-party tools, including credit monitoring services, is subject to their own terms and conditions.

Accuracy of Information

We make every effort to ensure the information on our website is accurate, current, and sourced from official resources (IRS.gov, USCIS.gov, state government sites, etc.). However, laws, regulations, and policies change frequently. We are not responsible for any errors or omissions or for any actions taken based on information provided on this website. Always verify critical information with official government sources.

Testimonials and Statistics

Any testimonials, success stories, or statistics shared on our website reflect individual experiences and are not guarantees of future results. Individual results will vary based on personal circumstances, effort, and market conditions.

Professional Licensing

Our team members hold valid licenses in their respective fields as required by the State of New Jersey and applicable federal regulations. Licensing information is available upon request. Services are provided only in jurisdictions where we are properly licensed or authorized to operate.

Contact Us

If you have any questions about this Disclaimer, please contact us at:

Lakay Finance (JRICKSS Financial Services LLC)
Plainfield, NJ 07062
Email: info@lakayfinance.com
Phone: (844) 200-8027