Credit repair, tax preparation, immigration help, real estate, and insurance -- all from a team that speaks your language and understands your journey.
Fix errors on your credit report, remove negative items, build your score from scratch. We handle the disputes for you.
Book ConsultationPersonal and business tax filing. ITIN applications. IRS Enrolled Agent on staff. We maximize your refund legally.
Book ConsultationGreen card, visa applications, DACA renewals, work permits. We prepare your documents and guide you through the process.
Book ConsultationBuy your first home in America. Licensed NJ Realtor who helps immigrants navigate mortgages, down payments, and closing.
Book ConsultationProtect your family. Term and whole life policies. No medical exam options available. Affordable monthly rates.
Book ConsultationLLC, EIN, business bank accounts, notary services. Start your American business the right way from day one.
Book ConsultationFree credit monitoring through our trusted partner. See your score and what's on your report.
FREEGot a letter from the IRS or USCIS? Upload it and get it explained in plain English or Kreyol.
PLUSNever miss a tax deadline, visa renewal, or green card expiration. Get reminders before it's too late.
FREEShort daily lessons on credit, taxes, banking, and investing. Available in English and Haitian Creole.
FREESee how much house you can afford. Calculate monthly payments, down payment options, and closing costs.
FREEConnect with other immigrants building their financial future. Ask questions, share wins, get support.
JOIN FREETell us your country, immigration status, and goals. Get a personalized checklist for your first week, month, and year.
Open a bank account, get your first credit card, understand SSN vs ITIN, start building credit. Free daily lessons.
Fix your credit, file your taxes right, buy your first home, start your business. Expert guidance every step.
Invest, plan retirement, build generational wealth. 1-on-1 coaching with financial experts who speak your language.
I had no credit when I came to the US. John helped me understand how the system works and within 8 months I had a 720 score. Now I'm buying my first home.
JRICKSS helped me file my taxes with an ITIN. I didn't know I could get a refund without a Social Security Number. They saved me thousands.
The document explainer tool is amazing. I uploaded a letter from USCIS and it explained everything in Kreyol. No more guessing what government mail means.
I came to America as a Haitian immigrant. I know what it feels like to navigate a system that wasn't built for you -- the confusion with taxes, credit, banking, and paperwork. I built Lakay Finance because I wish someone had built it for me.
Today I help thousands of immigrants build their financial future through JRICKSS Financial Services. Lakay Finance is the next step -- bringing these tools to every immigrant, everywhere.
Choose the plan that works best for your financial recovery journey
Perfect to start
Best for serious recovery
Maximum money recovery
Join thousands of immigrants who are building wealth with Lakay Finance.
