Lakay Finance / Free Tools

Free Financial Tools

Calculators, trackers, and resources to help you make smarter financial decisions. No account needed.

Mortgage Calculator

See how much house you can afford and what your monthly payment would be.

$0

Estimated monthly payment (principal + interest)

Loan Amount$0
Down Payment0%
Total Interest Paid$0
Total Cost of Home$0

50/30/20 Budget Planner

Enter your monthly take-home pay and see how to split it using the 50/30/20 rule: 50% needs, 30% wants, 20% savings.

Needs (50%) -- rent, food, bills, insurance$0
Wants (30%) -- eating out, entertainment, shopping$0
Savings (20%) -- emergency fund, debt payoff, investing$0

More Free Tools

Resources designed specifically for immigrants building their financial future.

FREE
📈

Check Your Credit Score

Free credit monitoring. See your score and what's on your report. No impact to your score.

Check Score
PLUS
📝

Document Explainer

Got a letter from IRS or USCIS? Upload it and get it explained in plain English or Kreyol.

Open Tool
FREE
📅

Deadline Tracker

Never miss a tax deadline, visa renewal, or green card expiration. Get reminders before it's too late.

Open Tool
FREE
🎓

Financial Literacy

Short lessons on credit, taxes, banking, and investing. Available in English and Haitian Creole.

Coming Soon
FREE
💳

Compare Loans

Personal loans, mortgages, and auto loans for immigrants. Find the best rates for your situation.

Compare Loans
FREE
🏠

Find a Bank

Best bank accounts for immigrants. No SSN required options. Low-cost money transfers home.

Find a Bank