Lakay Finance / About Us

About Lakay Finance

The story of how one immigrant's struggle became a platform for thousands

John S. Clerge, Founder of Lakay Finance

John S. Clerge

Founder, Lakay Finance - CEO, JRICKSS Financial Services

John is a Haitian immigrant who arrived in America with the dream of building a better life. Like many immigrants, he faced a system that seemed built against him - complex tax rules, credit barriers, immigration red tape, and financial confusion.

He knew there had to be a better way. So he built Lakay Finance - a platform created from lived experience, designed for people like him. Today, John leads a team dedicated to helping immigrants navigate America's financial system with confidence.

Tax Strategist Licensed Realtor Paralegal Credit Repair Specialist Immigration Consultant Insurance Agent Notary Public
Our Mission

Our mission is to help immigrants build their financial life in America - with tools, education, and expert guidance in the language they speak.

We believe financial empowerment begins with understanding - when you speak the language, when someone truly understands your situation, when the system works for you instead of against you. That's what we're building.

Our Team

Expert Guidance You Can Trust

Lynn Joseph

Tax Accountant & IRS Enrolled Agent

Lynn brings deep expertise in tax preparation and IRS matters, serving as both a licensed realtor and trusted advisor. She works alongside John in the JRICKSS office to ensure every client receives accurate, personalized guidance.

Beyond Lynn, we have connections with a network of trusted lawyers, specialists, and partners who can help when you need immigration support, legal guidance, or other expert services.

Based in New Jersey

Serving Immigrants Nationwide

While our office is based in Plainfield, New Jersey, we serve immigrants across the entire United States. Whether you're building wealth, repairing credit, preparing taxes, or planning your real estate future - we're here to help.

Call: (844) 200-8027

Email: info@lakayfinance.com

We understand the immigrant experience. We speak your language. We're building the financial platform we wish existed when we arrived.

Ready to Build Your Financial Future?

Join thousands of immigrants who are building wealth with Lakay Finance.

Start Free Today Call Now