Remittance Rates - Lakay Finance

Comparison

Popular Remittance Services

Rates and fees change frequently. Check current rates directly with each service before sending.

Service	Transfer Fee	Speed	How to Send
Wise (TransferWise)	Low + mid-market rate	1-3 business days	App / Website
Remitly	$0-$4.99	Instant-3 days	App / Website
WorldRemit	$3.99+	Minutes-3 days	App / Website
Western Union	$5-$25+	Minutes (cash)	App / Store / Website
MoneyGram	$5-$20+	Minutes (cash)	App / Store / Website
Zelle / Bank Transfer	Free (US only)	Minutes	Bank App
CAM Transfer	Varies	1-2 days	App / Store

Disclaimer: Remittance rates, fees, and services change frequently. Exchange rates fluctuate daily. This information is for educational purposes only. Always verify current rates directly with the service provider before sending money. We do not guarantee specific rates or fees.

Smart Moves

Tips for Saving on Remittances

📊

Compare Before Every Transfer

Rates change daily. Don't use the same service every time. Spend 5 minutes comparing to save $10-$50 per transfer.

✈️

Avoid Airport & Kiosk Fees

Money exchange counters at airports, convenience stores, and street kiosks charge 5-10% markup. Use digital services instead.

📱

Use Digital Over In-Person

App-based transfers are usually cheaper and faster than visiting a store. Plus they're secure and available 24/7.

💰

Send Larger Amounts Less Often

Fixed fees hurt when you send small amounts. If you send $100 ten times (10 * $5 = $50 in fees), it's worse than sending $1000 once ($5 fee).

🏦

Check Your Own Bank

Some US banks offer competitive international transfer rates. Call your bank to ask about wire transfer costs to Haiti.

📈

Watch the Exchange Rate

USD/HTG rates change constantly. If you can wait, monitor rates for a few days. Sometimes waiting until a better rate saves you more than finding a cheaper service.

Tool

Remittance Cost Calculator

Enter an amount to see estimated costs from each service. Actual rates vary.

Amount to Send (USD)

Estimated Cost (Fee Only):

Wise -

Remitly -

WorldRemit -

Western Union -

MoneyGram -

Zelle -

CAM Transfer -

Cheapest Option

Note: These are estimates based on typical fee structures. Actual fees may vary based on transfer amount, destination, and current exchange rates. This is an educational tool only.