Lakay Finance / Templates

Free Document Templates

Printable templates to help you organize your finances, track your debt, prepare taxes, and more.

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Download & Print Templates

All templates are free and ready to print. Expand each card to see the template details.

Monthly Budget Worksheet

Track your monthly income and expenses

Monthly Budget Worksheet

Month/Year: __________
Income:
  • Salary/Wages: $__________
  • Side Income: $__________
  • Other Income: $__________
  • TOTAL INCOME: $__________
Fixed Expenses:
  • Rent/Mortgage: $__________
  • Utilities: $__________
  • Insurance: $__________
  • Phone/Internet: $__________
  • Subtotal: $__________
Variable Expenses:
  • Groceries: $__________
  • Transportation: $__________
  • Dining Out: $__________
  • Shopping: $__________
  • Entertainment: $__________
  • Subtotal: $__________
Debt Payments:
  • Credit Card Payments: $__________
  • Loan Payments: $__________
  • Subtotal: $__________
TOTAL EXPENSES: $__________
REMAINING: $__________ (Income minus Expenses)

Debt Payoff Tracker

Track each debt and your progress toward paying it off

Debt Payoff Tracker

  • Debt #1: _________________ (Credit Card, Loan, etc.)
  • Original Balance: $__________
  • Current Balance: $__________
  • Interest Rate: _________%
  • Minimum Payment: $__________
  • Target Payment: $__________
  • Payment Due Date: __________
  • Status: _________% paid off
  • Debt #2: _________________ (Credit Card, Loan, etc.)
  • Original Balance: $__________
  • Current Balance: $__________
  • Interest Rate: _________%
  • Minimum Payment: $__________
  • Target Payment: $__________
  • Payment Due Date: __________
  • Status: _________% paid off
  • Debt #3: _________________ (Credit Card, Loan, etc.)
  • Original Balance: $__________
  • Current Balance: $__________
  • Interest Rate: _________%
  • Minimum Payment: $__________
  • Target Payment: $__________
  • Payment Due Date: __________
  • Status: _________% paid off
    • TOTAL DEBT: $__________
    Projected Payoff Date: __________

    Tax Preparation Checklist

    Organize documents for tax filing

    Tax Preparation Checklist

    Year: __________
    Personal Information:
    • [ ] Valid ID (Passport, Driver's License, ITIN letter)
    • [ ] Social Security Number or ITIN
    • [ ] Date of Birth
    • [ ] Address of Record
    Employment Documents:
    • [ ] W-2 forms from all employers
    • [ ] 1099 forms (freelance/contract income)
    • [ ] Pay stubs (for reference)
    Investment Income:
    • [ ] 1099-INT (interest income)
    • [ ] 1099-DIV (dividend income)
    • [ ] 1099-B (stock sales)
    Deductions & Credits:
    • [ ] Mortgage interest statements
    • [ ] Property tax receipts
    • [ ] Charitable donation receipts
    • [ ] Student loan interest documentation
    • [ ] Childcare expenses
    Business Income (if self-employed):
    • [ ] Income records (invoices, receipts)
    • [ ] Expense documentation
    • [ ] Mileage log
    • [ ] Home office calculations

    First-Year Immigration Checklist

    Key steps to establish yourself in the US

    First-Year Immigration Checklist

    Timeline: __________
    First 30 Days:
    • [ ] Open a bank account
    • [ ] Get a Social Security Number (if eligible) or ITIN
    • [ ] Obtain a state ID or driver's license
    • [ ] Register to vote
    • [ ] Find affordable housing
    First 90 Days:
    • [ ] Register any vehicle
    • [ ] Get auto insurance
    • [ ] Secure employment
    • [ ] Set up utilities (electric, water, internet)
    • [ ] Find a doctor and dentist
    • [ ] Understand your visa/green card requirements
    First Year:
    • [ ] Start building credit history
    • [ ] Open a credit card (with low limit)
    • [ ] Understand US tax obligations
    • [ ] File your first tax return
    • [ ] Research citizenship eligibility
    • [ ] Renew visa/green card if needed
    • [ ] Learn about health insurance options

    Credit Dispute Letter Template

    Sample letter to dispute credit report errors

    Credit Dispute Letter

    Your Name: ______________
    Your Address: ______________
    Date: ______________

    Credit Reporting Agency
    [Address from credit report]

    RE: DISPUTE OF INACCURATE INFORMATION

    Dear Sir or Madam,

    I am writing to formally dispute the following inaccurate information on my credit report:

    Account/Item in Question: ____________________
    Account Number: ____________________
    Reason for Dispute: [ ] Not mine [ ] Paid off [ ] Wrong balance [ ] Wrong date [ ] Other: ______

    Explanation: I believe this item is inaccurate because [explain briefly why you believe this is wrong].

    I am requesting that you investigate this matter and remove or correct this information from my credit report. Please provide me with documentation of the investigation results and any corrections made to my account.

    Per the Fair Credit Reporting Act (FCRA), you have 30 days to investigate my dispute.

    Thank you for your prompt attention to this matter.

    Sincerely,

    ____________________
    Your Signature

    Business Startup Checklist

    Steps to start a business in the US

    Business Startup Checklist

    Business Name: __________________
    Planning:
    • [ ] Develop business plan
    • [ ] Identify target market
    • [ ] Research competitors
    • [ ] Determine startup costs
    Legal Structure:
    • [ ] Choose business type (Sole Proprietor, LLC, S-Corp, C-Corp)
    • [ ] Register business name with state
    • [ ] File Articles of Organization/Incorporation
    • [ ] Obtain EIN from IRS (Form SS-4)
    Licenses & Permits:
    • [ ] Apply for business license (city/county)
    • [ ] Get professional licenses if required
    • [ ] Apply for seller's permit (if selling goods)
    Banking & Accounting:
    • [ ] Open business bank account
    • [ ] Set up bookkeeping system
    • [ ] Obtain business credit card
    Insurance & Protection:
    • [ ] Get business liability insurance
    • [ ] Apply for health insurance (if self-employed)
    • [ ] Set up payroll (if hiring employees)
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